Active acquisition criteria · August 2026
Know what passes before you contract.
Choose the right screen for the deal. The residential cash analyzer gives a PASS/FAIL result and 70% ARV reference. Arizona Creative Terms asks for a few basic facts and gives a preliminary fit result. Buyer identities remain private.
4 ACTIVE BUY BOXES
01
Anywhere in New Jersey
New Jersey Residential
Off-market single-family homes and duplexes for fix-and-flip acquisition.
Property types
- Single-family homes
- Duplexes
Price
- Up to $500,000 purchase price
Condition
- Rehab / fix-and-flip opportunities
- Avoid fire-damaged properties
Occupancy
- Vacant or occupied properties accepted
02
Oceanside through Chula Vista prioritized
Southern California Rehab
Light-to-full rehab opportunities with fast all-cash execution.
Coverage
- Oceanside through Chula Vista receives priority
- Northern California may be considered when the economics are exceptional
Price
- Up to $1.5M purchase price
- Near-beach vacant lots may be considered up to $50M
Condition
- Light to full rehab
- Turnkey properties are outside the core buy box
- No mobile homes
- Condos accepted
Occupancy
- Vacant preferred
- Occupied may work when access is available and occupants will vacate after purchase
Special situations
- Pre-foreclosure, tax delinquent, and short-sale opportunities accepted
- Solar accepted when payment and annual escalator are documented
- Low monthly HOA may be considered
Execution
- Walk the property before pricing when possible
- All cash, no contingency, five-day close
03
Hennepin County, SoCal metros, and Chico
Minnesota & California Value-Add
Single-family and small multifamily value-add acquisitions.
Property types
- Single-family homes
- Duplex, triplex, and fourplex properties
Core economics
- $200k–$1M purchase price
- $350k–$1.5M ARV
- $30k–$150k rehab budget
- $30k+ projected gross spread after acquisition and rehab
Property profile
- 2+ bedrooms
- 1+ bathrooms
- 5,000+ sq ft lot
- 1,050+ sq ft living area preferred
- 1920 or newer preferred
- ADU or addition potential is a plus
Condition
- Light through full cosmetic or value-add rehab
- Avoid major foundation or structural issues
Active Minnesota focus
- Hennepin County off-market fix-and-flips under $400k
- ARV should be at least 25% above acquisition plus rehab cost
- Preferred: Willard Hay, Webber-Camden, Victory, Cleveland, and Powderhorn / Corcoran
- Also considered: Jordan, Near North, McKinley, Folwell, NE Minneapolis, Holland, Marshall Terrace, Sheridan, Waite Park, Phillips East, and Bancroft
California coverage
- San Diego, Riverside, and Orange counties
- Chico in Northern California
04
Phoenix metro · Mesa, Peoria, Glendale and nearby cities
Arizona Creative Terms
Rent-ready single-family homes and multifamily with seller financing, subject-to or an approved loan assumption.
Property
- Single-family homes or multifamily
- Rent-ready or minor repairs; no fix-and-flips or commercial property
- Tenants in place preferred
- Low or no HOA preferred
Cash flow
- At least $500 per month estimated net after management, vacancy, maintenance, reserves, taxes, insurance, HOA, utilities, and all financing payments
- Rental comps and actual rent must be confirmed independently
Seller financing
- Free-and-clear preferred
- Zero down preferred; low down considered if the numbers work
- Target 1–3% fixed interest, 30-year amortization, and no prepayment penalty
Other terms
- Subject-to may work when existing mortgage and any seller-equity payments fit
- Loan assumption requires lender approval for the purchasing LLC
- No balloon preferred; otherwise 10+ years, written extension options, and a realistic payoff plan
- A trust structure requires Arizona attorney/title approval and review of lender restrictions
Send with the deal
- Asking price, existing mortgage balance/rate/payment, seller-required cash, HOA, realistic rental comps, repairs, and assignment fee
- Acquisition cash and reserves need a confirmed funding source; buyer personal funds are not assumed
How matching works
Two acquisition paths, private buyer routing.
The cash-offer analyzer checks the existing California, Minnesota, and New Jersey criteria. The Arizona Creative Terms screen checks the address and basic property and financing facts, then saves promising leads to the same Properties pipeline. The buyer verifies actual expenses, debt payments, and the $500/month net cash-flow target later. Neither screen is a binding offer.
